The Problem
Buyers want the financial breathing room of extended terms, but small-to-mid brands face severe cash constraints or bad debt exposure when trying to fund and collect on open accounts manually.
The Answer
We integrate PayPal Pay Later directly into our global checkout sequence. This setup allows your qualified US retail buyers to distribute their order costs into flexible installment payments through PayPal, while your brand gets paid upfront and in full automatically by PayPal. For a low 4.99% merchant processing fee, you can easily offer these flexible pay-later features to your accounts. 1 You provide the competitive financing flexibility buyers expect on large marketplaces without inheriting any default or collection risks.