How can we accept large wholesale payments online without losing our profit margins to credit card processing fees?

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The Problem

Standard credit card transaction fees (typically 2.5% to 3.5%) become incredibly punitive on high-volume or enterprise B2B orders, often eating hundreds or thousands of dollars of profit margin on a single invoice.

The Answer

We feature Stripe Standard ACH bank transfers built natively into our checkout framework. Instead of paying an uncapped percentage-based processing fee, ACH transactions carry a low 0.8% fee that is strictly capped at $5 per transaction. Whether a boutique buyer places a $1,000 order or a major account settles a $40,000 line invoice, your transaction fee never exceeds $5, preserving your wholesale margins while maintaining a secure digital checkout environment.